Waiting For The Stock Market Bubble To Burst

Wall Street is doing backflips—overjoyed—as the markets surge. Stories and reports flood the landscape with projections of sustained growth in the markets. In other words, the stories produce unfettered exuberance, spurred on by higher prices and optimism born more from wishful thinking than reality. The fact is, as you watch your account balances grow, you… Continue reading>

Holiday Spending: 5 Ways To Reduce Financial Stress

Humans are creatures of habit. Our habits tend to fit nicely inside our comfort zones. But sometimes, our habits actually lead to more stress and financial anxiety than comfort. With the approaching holidays, you can take steps to change certain patterns and build new, more supportive, and positive habits that will help put you on… Continue reading>

7 Steps To Getting Your Finances Back On Track

We’re headlong into autumn with crisp air and fall foliage. With the change of season, especially if you live in a cooler area of the country, you take specific steps to prepare your home for the cold weather: you push the screens up and pull the storm windows down. You take in the outdoor furniture… Continue reading>

A Nobel Nod To The Irrational

The University of Chicago’s Professor Richard Thaler walked off with the Nobel Prize in Economics for his work researching Behavior Finance. His work, including his 2008 book “Nudge” demonstrates that humans are predictably irrational and can make bad decisions that fly in the face of good solid information. For example, people will refuse to spend… Continue reading>

Isaac Newton’s Guide To Financial Success

I remember my father quoting the law of physics regarding things in motion staying in motion and things at rest staying at rest. Still today, my eyes involuntarily roll at the memory. These reminders of Newton’s law usually came when I was ignoring my list of chores in favor of leisurely pursuits. In other words,… Continue reading>

Does Your Financial Advisor Tell You Things You Don’t Want To Hear?

I am not referring to the “financial advisor” who advises you to double down on a stock or buy an annuity or insurance product while requesting your signature. I am referring to the financial advisor who communicates with you that you’re not saving enough for the goals you’ve laid out, that you’re not taking action… Continue reading>

6 Common DIY Portfolio Mistakes

DIYing has grown in popularity over the years. And, why not? There’s a high level of satisfaction to building, fixing, and installing projects on your own (and subsequently showing off the completed project on social media, of course). Not only does it save money, it creates pride and accomplishment. However, when it comes to managing… Continue reading>

5 Common Mistakes People Make When Saving For College

Here's how to avoid making them. For many, providing an education for your children is a core value. As parents, we want to launch our children with the tools necessary to live independent and productive lives. However, we also must acknowledge that, as parents, we are swimming in a confusing ocean of wants, needs, desires,… Continue reading>

The Best Kept Secret In The Financial Services World

It’s no secret that the financial industry is at a crossroads. Traditional business methods and tactics are slowly being pushed out by a new, consumer friendly approach. However, not so fast—the old model is still ingrained in our psyches and our lives: Sales people selling stocks, bonds, mutual funds, wrap accounts, insurance products and annuities.… Continue reading>