Seven Steps To Pull Back From Financial Failure

You survived the holidays. You’ve tossed or stored the decorations and reordered your space (and your life) to January normal. The last reminders of celebration are the credit card bills that rolled in on schedule. If your New Year's resolution was to be more financially responsible, this arrival might have seemed more like a January… Continue reading>

Five Steps To Avoid Going Broke Over The Holidays

  The holidays—when we most want to promote peace, happiness, celebration and gratitude—have become financial war zones, leaving our bank accounts and credit cards in need of CPR. We stress out on-line or in the stores, racking up debt in a vain attempt to make everyone happy. We have replaced the idea of sharing holiday… Continue reading>

How To Kill Your Cash Flow in 6 Easy Steps

Nothing creates chaos faster than having bills left over at the end of your paycheck. It’s a sure formula for sleepless nights, late notices and harassing phone calls from obnoxious bill collectors. You can manage the chaos with a simple budget that allows for your rent/mortgage, utilities, food, clothing, phone and other regular expenses AND… Continue reading>