Five Steps To Avoid Going Broke Over The Holidays

  The holidays—when we most want to promote peace, happiness, celebration and gratitude—have become financial war zones, leaving our bank accounts and credit cards in need of CPR. We stress out on-line or in the stores, racking up debt in a vain attempt to make everyone happy. We have replaced the idea of sharing holiday… Continue reading>

How To Kill Your Cash Flow in 6 Easy Steps

Nothing creates chaos faster than having bills left over at the end of your paycheck. It’s a sure formula for sleepless nights, late notices and harassing phone calls from obnoxious bill collectors. You can manage the chaos with a simple budget that allows for your rent/mortgage, utilities, food, clothing, phone and other regular expenses AND… Continue reading>

Adopting A Holiday Mindset (Without Going Broke)

Holiday time, instead of promoting peace, happiness, celebration and gratitude, has become equivalent to hand-to-hand combat. We charge through the stores looking miserable, impatient and angry—definitely not in alignment with the merry jingles playing on the sound system. Or we stress out on-line, clicking our way into debt as we try to make everyone happy.… Continue reading>