How To Kill Your Cash Flow in 6 Easy Steps

Nothing creates chaos faster than having bills left over at the end of your paycheck. It’s a sure formula for sleepless nights, late notices and harassing phone calls from obnoxious bill collectors. You can manage the chaos with a simple budget that allows for your rent/mortgage, utilities, food, clothing, phone and other regular expenses AND… Continue reading>

Adopting A Holiday Mindset (Without Going Broke)

Holiday time, instead of promoting peace, happiness, celebration and gratitude, has become equivalent to hand-to-hand combat. We charge through the stores looking miserable, impatient and angry—definitely not in alignment with the merry jingles playing on the sound system. Or we stress out on-line, clicking our way into debt as we try to make everyone happy.… Continue reading>