When you live off student loans and make close to minimum wage—which I did throughout medical school and my residency in emergency medicine—you don’t think about money other than bare-bones survival. It wasn’t until I finished my training and faced a stunning amount of student debt that the role of money in my life began to sink in.
Money was never an issue growing up—my parents took care of things while I buried myself in the science and sports that I loved. I never bothered to learn about money beyond carefully living on my earnings.
Fast forward to my fast-paced, outwardly successful life as an ER doc, with a husband and daughter I cherish. Unfortunately, the erratic shift work was creating chaos and my personal satisfaction was plummeting. The lack of routine made regular exercise and feeling rested challenging and the constant on-the-job stress of making life or death decisions weighed on me.
When I finally decided to take some time off to focus on my family’s quality of life, I began reading about the estate planning we’d delayed—and I became determined to teach myself about money so I could trust we were making the right decisions. But it wasn’t until I heard a financial life planner speak at a conference that I realized I’d found my next career.
After I peppered him with questions, the speaker introduced me to Michael Kay and I started a whirlwind of research and coursework—and now, an internship with Financial Life Focus. My ultimate goal? To help others in stressful careers make great decisions on using their money to live a more balanced and fulfilling life.