Financial Security for the Light Sleeper

Have you ever had trouble falling asleep, worried about what would happen if you—fill-in-the-blank with your nightmare—lost your job, tanked your business, got sick and needed expensive treatment? Do those thoughts swim in your subconscious and keep you from fully enjoying your life (or a good night’s sleep)? Stop and consider what it would take… Continue reading>

Why Working Backwards Moves Your Money Forward

“I want to pay off my debt and live without that hanging over my head.” “I want to buy a home.” “I want to afford my kids’ education.” “I want to retire without having to worry.” All these statements are worthy financial goals—seated deeply in personal values that provide a sense of comfort, safety, satisfaction… Continue reading>

Investing In Stocks: There’s Guessing and Second Guessing

    I love listening to technical analysts talk about the market—the jargon drips off their tongues like honey off a spoon. In fact, you can not attend a financial conference without at least one "expert" providing their best bets, top picks and can't miss prognostications. Of course, each one of those presentations also has… Continue reading>

Players and Planners: Which Money Mindset Drives You?

  There are players and there are planners. Players get a rush from the action—making bets, taking chances, expecting the big score. You find them at the track, in the casinos and playing the stock market. They scan the pink sheets like the daily racing forms. They’ve convinced themselves that they are in the 'know'.… Continue reading>

Why Make A Money Plan? You’re Going To Die Anyway

  There are dozens of dopey rationalizations people give for not taking their financial responsibility seriously.  While it’s human to make up all sorts of excuses why we do things or don’t do them, those rationalizations typically come back to bite us where it hurts the most. Here are the top 10 excuses I’ve heard… Continue reading>

When “Touchy-Feely” In Finance Is A Good Thing

Ever hear the words “touchy feely” to describe a financial planner? It tends to tick me off since it often comes attached to an “ick factor” that implies something inappropriate or at least completely uncomfortable. Here’s the thing: many financial planners have erected for themselves a secure platform above the fray, from where they can… Continue reading>

10 Warning Signs Your Investment Advisor Is Leading You Astray

You know the old joke. How can you tell when a politician is lying? Their lips are moving. Of course, this isn't true of every politician—is it? But it should be a warning to exercise a rational level of skepticism when listening to the practiced words of those schooled in convincing others for a living.… Continue reading>

Sleeping And TV—How Retirees Spend Their Time?

A recent study published in The Journal of Financial Planning indicates that life in retirement includes plenty of “inexpensive leisure”. “How Retirees Spend Their Time: Helping Clients Set Realistic Income Goals” looked at the top 20 activities of middle and high-income retirees (age 50+ with at least $60,000 in household income). The research indicates that… Continue reading>