How Your Mindset Can Change Your (And The) World

  As a financial life planner, I’ve got more than a little interest in mindset. Because mindset is what ultimately determines your attitude and approach to the myriad of challenges you’ll face over your lifetime. In your financial life, your money mindset has been carefully erected from early childhood. That’s because we take in what… Continue reading>

Five Steps To Avoid Going Broke Over The Holidays

  The holidays—when we most want to promote peace, happiness, celebration and gratitude—have become financial war zones, leaving our bank accounts and credit cards in need of CPR. We stress out on-line or in the stores, racking up debt in a vain attempt to make everyone happy. We have replaced the idea of sharing holiday… Continue reading>

Financial Security for the Light Sleeper

Have you ever had trouble falling asleep, worried about what would happen if you—fill-in-the-blank with your nightmare—lost your job, tanked your business, got sick and needed expensive treatment? Do those thoughts swim in your subconscious and keep you from fully enjoying your life (or a good night’s sleep)? Stop and consider what it would take… Continue reading>

Players and Planners: Which Money Mindset Drives You?

  There are players and there are planners. Players get a rush from the action—making bets, taking chances, expecting the big score. You find them at the track, in the casinos and playing the stock market. They scan the pink sheets like the daily racing forms. They’ve convinced themselves that they are in the 'know'.… Continue reading>

Are You Building A Castle Or Digging A Financial Hole?

Have you ever watched kids on the beach? Armed with shovels, pails, shells and any other implement capable of moving sand, they joyously and purposefully focus on their goal—giant sandcastles, moats and tunnels—creating something magical. You hear their shrieks of delight as the tide moves in, threatening the sanctity of the walls surrounding their imaginary… Continue reading>

Arrogance And Ignorance—Dangerous Money Mindsets

James is a 36 year-old surgeon who had just completed multiple Fellowships—his career was just beginning to flourish. He was quick to wax poetic on his love for his wife, his three kids, his work and his motorcycles. “As this is our data gathering meeting, we would like to understand about your insurance protection so… Continue reading>