Waiting For The Stock Market Bubble To Burst

Wall Street is doing backflips—overjoyed—as the markets surge. Stories and reports flood the landscape with projections of sustained growth in the markets. In other words, the stories produce unfettered exuberance, spurred on by higher prices and optimism born more from wishful thinking than reality. The fact is, as you watch your account balances grow, you… Continue reading>

Building Up Your Resilience Muscle

Gary Blackledge, MS CSCS® (Certified Strength and Conditioning Specialist®), a top-level trainer at my gym, talks extensively during training sessions about goals, resistance points and action steps to work on improving health. Despite how closely we aim to follow guidelines on improving our lives, injuries happen, conflicting schedules cause lack of follow through, or sometimes… Continue reading>

How To Prepare For The Unexpected: Before It Happens

There are times when life seems easy and everything is working out just as desired. During these times, stress-ridden thoughts such as “how will I get through this?” or “what happens when….?” rarely enter our awareness and front-of-mind thinking. Proper and effective planning, however, mandates taking into consideration the “what if’s” that happen when you’re… Continue reading>

A Nobel Nod To The Irrational

The University of Chicago’s Professor Richard Thaler walked off with the Nobel Prize in Economics for his work researching Behavior Finance. His work, including his 2008 book “Nudge” demonstrates that humans are predictably irrational and can make bad decisions that fly in the face of good solid information. For example, people will refuse to spend… Continue reading>

Get A Jump On 2017 Taxes Now

According to the IRS, 95 percent of individual returns have been filed each year by mid-July. Now the question is, who are those leftover 5 percent? There are two options: 1) The world’s biggest procrastinators, or 2) The ones who are waiting for information from third parties, such as partnerships or other entities, and who… Continue reading>

Isaac Newton’s Guide To Financial Success

I remember my father quoting the law of physics regarding things in motion staying in motion and things at rest staying at rest. Still today, my eyes involuntarily roll at the memory. These reminders of Newton’s law usually came when I was ignoring my list of chores in favor of leisurely pursuits. In other words,… Continue reading>

The Dow Jones Hit 20,000. Now What?

The Dow Jones Industrial Average hit 20,000. The aftermath was a barrage of media stories—some encouraging, others less optimistic. The positive stories prompted investors to buy more equities in expectation of more future gain; the cynics foretold the forthcoming correction with a warning: Get out of stocks. The one common theme all the articles share… Continue reading>

7 Decisions That Can Lead You to Financial Misery

“Fake” news: One of the most controversial and trending topics to discuss today. Who is trolling whom— and what is the real agenda behind all those stories that you see on social media? When it comes to making money decisions, you need to decide what advice is real or fake—or be able to see the… Continue reading>

The 5 Most Important Money Hacks to Start 2017 Right

“Cheers to a new year and another chance for us to get it right.” –Oprah Winfrey Emily and Bob sat in the meeting room with a look of utter desperation. “Here we are again—the bills from the holidays are drowning us and our plans to get a proper hold on our finances! What can we… Continue reading>