Sleeping And TV—How Retirees Spend Their Time?

A recent study published in The Journal of Financial Planning indicates that life in retirement includes plenty of “inexpensive leisure”. “How Retirees Spend Their Time: Helping Clients Set Realistic Income Goals” looked at the top 20 activities of middle and high-income retirees (age 50+ with at least $60,000 in household income). The research indicates that… Continue reading>

So You’ve Got A Modern Family. Can You EVER Retire?

We live in an era where families are blended, extended, same sex, two-earner, one-earner, unmarried, married, remarried and otherwise combined. We have or adopt our kids older than in previous generations. And just as we are building our families, our parents and grandparents are living longer and may not have the resources to pay for… Continue reading>

Retirement Reality Bites: It’s Time To Bite Back

According to a Bankrate.com poll (click here)  36% of Americans of all ages have not begun saving for retirement—including a rather shocking 25%+ of the 50-64 year-olds surveyed. Of course there are many uncontrollable reasons why people are financially unprepared—losing their job to the recession, an obsolete skill set, disability or runaway medical expenses. But… Continue reading>

Somewhere Between Civilized and Stupid

Finding balance is the mantra on many people’s lips these days. Balance—that rare blissful state where everything just fits—work, family, money, health, learning, community and leisure all melding in lovely balance. All flows together seamlessly. It is a joyful state of one-ness and satisfying happiness. Typically, something happens to bounce you out of your happy place and… Continue reading>

Your Moment Of Financial Truth

Some damned smart minds have cracked the human genome. New science and technology discoveries are made daily. So with all our native intelligence it should be easy to make wise and appropriate money decisions, right? Not necessarily. Even the brilliant—the scientists, engineers, doctors, software designers with great levels of expertise and knowledge in their field—don’t… Continue reading>

John and Ann: Deciding What Matters Most

Leading up to retirement, John and Ann wanted nothing more than to move away from the hectic NY lifestyle and live in their rural escape in New Hampshire. We reviewed their budgets and held many conversations regarding the cost of living, their expectations for income and the amount of their resources at retirement.  Six years… Continue reading>